Dividend reinvestment DRIP calculator

A Dividend Reinvestment Plan (DRIP) automatically uses the dividends a stock pays to buy more shares, so your position — and your future dividends — compound over time. This calculator simulates that growth, projecting how reinvested dividends accumulate shares and grow the portfolio value, and can factor in dividend growth over the years.

Reinvestment is what turns a steady dividend into exponential growth: each payout buys more shares, which pay more dividends, which buy still more shares. Over long horizons this compounding, especially combined with rising dividends, contributes a large share of total returns — which the projection makes visible year by year.

It runs in your browser, so your figures stay private. It assumes the growth and yield rates you enter; real dividends, prices and yields vary and are not guaranteed, so use it to understand the compounding effect and compare scenarios.