Comprehensive personal net worth calculator. Compares cash, investments, retirement accounts, and real estate against mortgages, auto loans, and credit card debts, with debt-to-asset ratio metrics.
Runs entirely in your browser
Net worth is the single clearest measure of financial health: everything you own minus everything you owe. This calculator totals your assets — cash, investments, retirement accounts, real estate — against your liabilities — mortgages, auto loans, credit card debt — and reports your net worth along with your debt-to-asset ratio.
Tracking net worth over time is more meaningful than watching income or any single account, because it captures whether you are genuinely building wealth or just moving money around. The debt-to-asset ratio adds context, showing how much of what you own is financed rather than truly yours.
It runs in your browser, so your financial details are not uploaded — which matters for something this personal. Use it as a periodic snapshot; recalculating every few months turns net worth into a trend you can act on.
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