Indian Public Provident Fund (PPF) long-term wealth projector. Simulates annual investments under the ₹1.5 Lakh limit, 15 to 30-year extension blocks, Section 80C tax deductions, and triple tax-exempt (EEE) returns.
Runs entirely in your browser
The Public Provident Fund (PPF) is a long-term, government-backed Indian savings scheme with a 15-year lock-in that can be extended in blocks, and it enjoys triple tax exemption (EEE) — contributions, interest and maturity are all tax-free. This calculator projects the maturity corpus from your annual investments, respecting the statutory annual limit and modelling 15 to 30-year horizons.
Because PPF combines a guaranteed government rate with EEE status and Section 80C deductions on contributions, its effective return is stronger than the headline rate suggests, and the long compounding period is where the corpus really builds. Seeing the year-by-year growth makes the case for starting early and contributing consistently.
It runs in your browser, so your figures stay private. The PPF interest rate is set by the government and can change, so treat the projection as an estimate based on the rate you enter.
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