Calculate compound returns and wealth gain from systematic investment plans (SIP). Features annual Step-Up contribution increments, wealth multiplier ratios, and year-by-year portfolio accumulation tables.
Runs entirely in your browser
A Systematic Investment Plan (SIP) is investing a fixed amount at regular intervals — typically monthly into mutual funds — so you benefit from compounding and rupee-cost averaging over time. This calculator projects the maturity value and total wealth gained from an SIP, and importantly supports an annual step-up, where you increase your contribution each year.
The step-up feature matters because a small annual increase, compounded over many years, produces a dramatically larger corpus than a flat contribution — it lets your investing grow with your income. The year-by-year table and wealth-multiplier ratio make the effect of time and compounding legible.
It runs in your browser, so your figures stay private. The projection assumes a constant expected return you choose; real market returns vary and are not guaranteed, so use it to understand the mechanics and compare scenarios, not as a promise of outcomes.
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