Freelance and consulting rate calculator. Translates desired net take-home pay into required billing rates, factoring in self-employment taxes, business overheads, and non-billable administrative time.
Runs entirely in your browser
Freelancers routinely set rates too low because they price against an employee salary without accounting for the costs employment used to cover. This calculator translates a desired net take-home into the hourly and daily rate you actually need to charge, factoring in self-employment taxes, business overheads, and the reality that not every working hour is billable.
The non-billable time adjustment is the one that surprises people: admin, marketing, and finding clients all take hours you cannot invoice, so your billable hours are a fraction of your working hours, and your rate has to cover the difference. Add taxes and overheads and the required rate is substantially higher than a naive “salary ÷ 2000 hours”.
It runs in your browser, so your figures stay private. Use it to set a sustainable rate, quote a project, or check whether an offered rate actually covers your real costs and target income.
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